To get SNAP benefits, you must apply in the state in which you currently live and you must meet certain requirements, including resource and income limits.
Most SNAP eligibility rules apply to all households, but there are some special rules for households with elderly or disabled members that are described here. If your household does not have elderly or disabled members, you should read the general SNAP eligibility rules.
The information presented here is for Oct. 1, 2024 through Sept. 30, 2025.
Frequently Asked Questions
- Who is elderly?
In SNAP, you are elderly if you are 60 years or older.
- Who is disabled?
In SNAP, you are disabled if you meet ONE of the following criteria:
- You receive federal disability or blindness payments under the Social Security Act, including Supplemental Security Income (SSI) or Social Security disability or blindness payments. OR
- You receive state disability or blindness payments based on SSI rules. OR
- You receive a disability retirement benefit from a governmental agency because of a permanent disability. OR
- You receive an annuity under the Railroad Retirement Act and are eligible for Medicare or are considered disabled under SSI. OR
- You are a veteran who is totally disabled, permanently homebound, or in need of regular aid and attendance. OR
- You are the surviving spouse or child of a veteran who is receiving VA benefits and is considered permanently disabled.
- Am I eligible for SNAP?
Your household must meet certain requirements to be eligible for SNAP and receive benefits. You must submit an application through your state SNAP agency or local SNAP office. If your state agency determines that you are eligible to receive SNAP benefits, you will receive benefits back to the date you submitted your application.
- How do I apply for SNAP?
You must apply for SNAP in the state where you currently live. Because each state has a different application form and process, a member of your household must contact your state agency directly to apply.
You can contact your state agency by visiting your local SNAP office, visiting your state agency's website, or calling your state's toll-free SNAP Information hotline. Some states have online applications that can be completed from the state agency website.
- Where can I get my state information?
If you are unable to go to your local SNAP office or do not have access to the internet, you may have another person act as an authorized representative by applying and being interviewed on your behalf. You must designate the authorized representative in writing.
Note: Please contact your SNAP state agency directly to apply and to request information about the status of your application. FNS does not process applications or have access to case information.
- What happens when I apply for SNAP?
In most cases, once you submit your application, your state agency or local SNAP office will process it and send you a notice telling you whether or not you are eligible for benefits within 30 days.
During the 30 days, you will need to complete an eligibility interview and give proof (verification) of the information you provided. The interview is typically completed over the telephone or in-person. If you are found eligible, you will receive benefits based on the date you submitted your application.
You may be eligible to receive SNAP benefits within 7 days of your application date if you meet additional requirements. For example, if your household has less than $100 in liquid resources and $150 in monthly gross income, or if your household's combined monthly gross income and liquid resources are less than what you pay each month for rent or mortgage and utilities expenses. Contact your state agency for additional details.
- How do I receive SNAP benefits?
If you are found eligible, you will receive SNAP benefits on an Electronic Benefit Transfer (EBT) card, which works like a debit card. Benefits are automatically loaded into your account each month. You can use your EBT card to buy groceries at authorized food stores and retailers.
- When Are SNAP Benefits Available?
(A benefit issuance schedule can be found for each state.) - What Can SNAP Buy?
- What is Electronic Benefits Transfer (EBT)?
- Where Can I Use SNAP?
- When Are SNAP Benefits Available?
- How long will I receive SNAP?
If you are found eligible, you will receive a notice that tells you how long you will receive SNAP benefits for; this is called your certification period. Before your certification period ends, you will receive another notice that says you must recertify to continue receiving benefits. Your local SNAP office will provide you with information about how to recertify.
- Who is in a SNAP household?
Everyone who lives together and purchases and prepares meals together is grouped together as one SNAP household.
Some people who live together, such as spouses and most children under age 22, are included in the same SNAP household, even if they purchase and prepare meals separately.
If a person is 60 years of age or older and unable to purchase and prepare meals separately because of a permanent disability, the person and the person's spouse may be a separate SNAP household if the others they live with do not have very much income (no more than 165 percent of the poverty level).
Normally you are not eligible for SNAP benefits if an institution gives you most of your meals. However, there is one exception for elderly persons and one for disabled persons:
- Residents of federally subsidized housing for the elderly may be eligible for SNAP benefits, even if they receive their meals at the facility.
- Disabled persons who live in certain nonprofit group living arrangements (small group homes with no more than 16 residents) may be eligible for SNAP benefits, even if the group home prepares their meals for them.
- What resources can I have (and still get SNAP benefits)?
Resources
Households may have $3,000 in countable resources (such as cash or money in a bank account) or $4,500 in countable resources if at least one member of the household is age 60 or older, or is disabled.
However, certain resources are NOT counted when determining eligibility for SNAP:
- A home and lot;
- Resources of people who receive Supplemental Security Income (SSI);
- Resources of people who receive Temporary Assistance for Needy Families (TANF; also known as welfare); and
- Most retirement and pension plans (withdrawals from these accounts may count as either income or resources depending on how often they occur).
Depending on which state you live in, you may be able to have more resources than the above limits and still be eligible for SNAP. Most state agencies have adopted broad-based categorical eligibility (BBCE), which allows state agencies to align income and resource limits with their TANF-funded programs. Under BBCE, households are categorically eligible for SNAP if they are eligible to receive a TANF or maintenance of effort (MOE) state-funded non-cash benefit. Even if you meet the BBCE income and resource limit in your state, you will still need to meet non-financial eligibility rules and have an income low enough to receive SNAP benefits.
Vehicles
Vehicles count as a resource for SNAP purposes. States determine how vehicles may count toward household resources.
Licensed vehicles are NOT counted if they are:
- Used for income-producing purposes (e.g., taxi, truck or delivery vehicle);
- Annually producing income consistent with their fair market value;
- Needed for long distance travel for work (other than daily commute);
- Used as the home;
- Needed to transport a physically disabled household member;
- Needed to carry most of the household's fuel or water; or
- If the sale of the vehicle would result in less than $1,500.
For non-excluded licensed vehicles, the fair market value over $4,650 counts as a resource.
Licensed vehicles are also subject to an equity test, which is the fair market value less any amount owed on the vehicle. The following vehicles are excluded from the equity test:
- One vehicle per adult household member; and
- Any other vehicle used by a household member under 18 to drive to work, school, job training, or to look for work.
For vehicles with both a fair market value over $4,650 and an equity value, the greater of the two amounts is counted as a resource.
Additionally, the equity value of unlicensed vehicles generally counts as a resource, with some exceptions.
- What are the SNAP income limits?
Most SNAP households must meet both the gross and net income limits or they are not eligible for SNAP and cannot receive benefits. However, a household with an elderly or disabled person only has to meet the net income test.
Net income means gross income minus allowable deductions. Gross income means a household's total, non-excluded income, before any deductions have been made. Under federal law, all income is counted to determine eligibility for SNAP unless it is explicitly excluded. For SNAP purposes, “income” includes both earned income such as wages and unearned income such as Supplemental Security Income (SSI) and veterans, disability, and death benefits. Because veterans' and disability benefits are not explicitly excluded from income, they are counted when determining a household's eligibility for SNAP.
If all members of your household receive Temporary Assistance for Needy Families (TANF), SSI, or in some places other general assistance, your household may be deemed “categorically eligible” for SNAP because you have already been determined eligible for another means-tested program.
Most state agencies have adopted broad-based categorical eligibility (BBCE), which allows state agencies to align income and resource limits with their TANF-funded programs. Under BBCE, households are categorically eligible for SNAP if they are eligible to receive a TANF or maintenance of effort (MOE) state-funded non-cash benefit. Even if you meet the BBCE income and resource limit in your state, you will still need to meet non-financial eligibility rules and have an income low enough to receive SNAP benefits.
The information provided in the table below applies to households in the 48 contiguous states, the District of Columbia, Guam, and the U.S. Virgin Islands that apply for SNAP between Oct. 1, 2024, through Sept. 30, 2025.
Table 1: SNAP Income Eligibility Limits - Oct. 1, 2024, through Sept. 30, 2025 Household Size Gross monthly income
(130 percent of poverty)Net monthly income
(100 percent of poverty)1 $1,632 $1,255 2 $2,215 $1,704 3 $2,798 $2,152 4 $3,380 $2,600 5 $3,963 $3,049 6 $4,546 $3,497 7 $5,129 $3,945 8 $5,712 $4,394 Each additional member +$583 +$449 * SNAP gross and net income limits are higher in Alaska and Hawaii.
- What deductions are allowed in SNAP?
The following deductions are allowed for SNAP:
- A 20-percent deduction from earned income.
- A standard deduction of $204 for household sizes of 1 to 3 people (higher for some larger households and different for households in Alaska, Hawaii, Virgin Islands, and Guam).
- A dependent care deduction when needed for work, training, or education.
- Medical expenses for elderly or disabled members that are more than $35 for the month if they are not paid by insurance or someone else. The excess medical expenses deduction is described below.
- In some states, legally owed child support payments.
- A standard shelter deduction for homeless households of $190.30.
- Excess shelter costs as described below.
SNAP Excess Medical Expenses Deduction
For elderly members and disabled members, allowable medical costs that are more than $35 a month may be deducted unless an insurance company or someone who is not a household member pays for them. Only the amount over $35 each month may be deducted.
Allowable costs include:
- most medical and dental expenses, such as doctor bills, prescription drugs and other over-the-counter medication when approved by a doctor;
- dentures,
- inpatient and outpatient hospital expenses; and
- nursing care.
They also include other medically related expenses such as: certain transportation costs; attendant care; and health insurance premiums.
The costs of special diets are not allowable medical costs.
Note: Proof of medical expenses and insurance payments is required.
SNAP Excess Shelter Costs Deduction
The excess shelter deduction is for shelter costs that are more than half of the household's income after other deductions.
Allowable shelter costs include:
- Fuel to heat and cook with.
- Electricity.
- Water.
- The basic fee for one telephone.
- Rent or mortgage payments and interest.
- Taxes on the home.
Some states allow a set amount for utility costs instead of actual costs.
For a household with an elderly or disabled member, all shelter costs over half of the household's income may be deducted. For all other households, the excess shelter deduction is capped at (or limited to) $712. The limit is higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands.
Table 2: How to Calculate SNAP Net Income for Elderly/Disabled Household Elderly/Disabled Household Income Computation Example Determine household size... 2 people who are elderly or disabled. Add gross monthly income... $1,000 Social Security + $200 pension = $1,200 gross income. Subtract 20% earned income deduction... $0 earned income Subtract standard deduction... $1,200 - $204 standard deduction for a 2-person household = $996 Subtract dependent care deduction... $0 Subtract child support deduction... $0 Subtract medical costs over $35 for elderly and disabled... $996 - $300 excess medical expenses = $696 Excess shelter deduction... See below. Determine half of adjusted income... $696 adjusted income ÷ 2 = $348 Determine if shelter costs are more than half of adjusted income... $600 total shelter expenses - $348 (half of income) = $252 excess shelter cost Subtract excess amount, but not more than the limit, from adjusted income... $696 - $252 = $444 net monthly income Apply the net income test... Since the net monthly income is less than $1,704 allowed for 2-person household, the household has met the income test. Note: This example is based on a 2-person household with elderly or disabled members living in the 48 contiguous states or the District of Columbia.
- How much could I receive in SNAP benefits?
The total amount of SNAP benefits your household gets each month is called an allotment.
Because SNAP households are expected to spend about 30 percent of their own resources on food, your allotment is calculated by multiplying your household's net monthly income by 0.3, and subtracting the result from the maximum monthly allotment for your household size.
Table 3: SNAP Maximum Monthly Allotment Based on Household Size People in Household Maximum Monthly Allotment 1 $292 2 $536 3 $768 4 $975 5 $1,158 6 $1,390 7 $1,536 8 $1,756 Each additional person +$220 Note: The allotments described here are for households in the 48 contiguous states and the District of Columbia. The allotments are different in Alaska, Hawaii, Guam, and the U.S. Virgin Islands.
Table 4: Example of SNAP Benefit Calculation Benefit Computation Example Multiply net income by 30%... (round up) $444 net monthly income from above calculation x 0.3 = $133.20 (round up to $134) Subtract 30% of net income from the maximum allotment for the household size... $536 maximum allotment for 2-person household - $134 (30% of net income) = $402, SNAP Allotment for a full month Note: This example is based on a 2-person household with elderly or disabled members living in the 48 contiguous states or the District of Columbia.
- What are the SNAP work requirements?
Households that consist entirely of elderly or disabled members are not subject to work requirements, however most other households must meet work requirements to be eligible for SNAP.
- Are non-citizens eligible for SNAP?
SNAP eligibility has never been extended to undocumented non-citizens. Specific requirements for who may be eligible have changed substantially over the years and become more complicated in certain areas. The Food and Nutrition Act of 2008 limits eligibility for SNAP benefits to U.S. citizens and certain lawfully present non-citizens.
Generally, to qualify for SNAP, non-citizens must meet one of the following criteria:
- Have lived in the United States for at least 5 years;
- Be receiving disability-related assistance or benefits; or
- Be children under 18.
Additionally, these individuals must also satisfy other SNAP eligibility requirements such as income and resource limits in order to qualify for benefits.
If certain members of a household are ineligible for SNAP, state agencies must still determine eligibility for SNAP for any remaining household members who are seeking assistance.
For additional information see: SNAP Policy on Non-Citizen Eligibility and SNAP Guidance on Non-Citizen Eligibility.
- What if I disagree with a decision made on my SNAP case?
If you disagree with a decision in your case, you may request a fair hearing with an official who is required by law to review the facts of your case in a fair and objective manner.
Note: You must request a fair hearing within 90 days of the day your local SNAP office made the decision in your case that you disagree with.
You can request a fair hearing over the phone, in writing, or in person at the local SNAP office.
Although a fair hearing cannot change the laws or regulations governing SNAP, it can ensure that decisions on your case have been made correctly.
- Nondiscrimination in SNAP
In accordance with Federal civil rights law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions participating in or administering USDA programs are prohibited from discriminating based on race, color, national origin, religion, sex, gender identity (including gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs). Remedies and complaint filing deadlines vary by program or incident.
Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should contact the responsible Agency or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.
To file a program discrimination complaint, complete the USDA Program Discrimination Complaint Form, AD-3027, found online at How to File a Program Discrimination Complaint and at any USDA office or write a letter addressed to USDA and provide in the letter all of the information requested in the form. To request a copy of the complaint form, call (866) 632-9992. Submit your completed form or letter to USDA by: (1) mail: U.S. Department of Agriculture, Office of the Assistant Secretary for Civil Rights, 1400 Independence Avenue, SW, Washington, D.C. 20250-9410; (2) fax: (202) 690-7442; or (3) email: program.intake@usda.gov.
For additional information about SNAP in your state, to file an application for SNAP benefits, or to get information about your SNAP case, you must contact your local SNAP office.